Carol Ratliff
- Gender: Female
- Sole propriator: No
- NPI: 1801166772
Carol Ratliff M.ED LPC CANDIDATE
Counselor
She is located at 532 I Street Northeast in Miami, OK 74354. Can help patients with the following: Career Counseling, Compassion Fatigue, Domestic Violence, Loss, Grief, and Bereavement, Marriage Counseling, Mental Illness. Her National Provider Identifier (NPI) number is 1801166772. Appointment can be made via the phone number (918) 541-6210. She is affiliated with 1 practices.
Conditions treated
Carol Ratliff, being an counselor, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Carol Ratliff.
- Anger Management
- Anxiety
- Attention-Deficit/Hyperactivity Disorder (ADHD)
- Bipolar Disorder
- Career Counseling
- Childhood Behavioral and Emotional Disorders
- Compassion Fatigue
- Depression
- Domestic Violence
- Eating Disorder
- Emotional Eating
- Family Conflict
- Gender Identity
- Grief
- Guilt and Shame
- Infertility
- Infidelity
- Isolation
- Life Coaching
- Life Transitions
- Loss, Grief, and Bereavement
- Marriage Counseling
- Mental Illness
- Obesity
- Obsessive Compulsive Disorder (OCD)
- Online Therapy
- Parenting
- Posttraumatic Stress Disorder (PTSD)
- Relationship Issues
- School Issues
- Seasonal Affective Disorder (SAD)
- Self-Esteem
- Self-Harming
- Separation Anxiety Disorder
- Sleep Disorders
- Spirituality and Religion
- Stress
- Trauma
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Carol Ratliff as in-network for the following 2026 plans.
Health plans
Ambetter of Oklahoma
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 20 plans from Ambetter of Oklahoma
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Elite Bronze | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Elite Bronze + Vision + Adult Dental | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Elite Gold | PPO · Gold | Preferred | Accepting new patients |
| Elite Gold + Vision + Adult Dental | PPO · Gold | Preferred | Accepting new patients |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options | PPO · Silver | Preferred | Accepting new patients |
| Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental | PPO · Silver | Preferred | Accepting new patients |
| Enhanced Diabetes Care Silver with $0 Drug Options | PPO · Silver | Preferred | Accepting new patients |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | PPO · Silver | Preferred | Accepting new patients |
| Everyday Bronze | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Everyday Bronze + Vision + Adult Dental | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Everyday Gold | PPO · Gold | Preferred | Accepting new patients |
| Everyday Gold + Vision + Adult Dental | PPO · Gold | Preferred | Accepting new patients |
| Focused Silver | PPO · Silver | Preferred | Accepting new patients |
| Focused Silver + Vision + Adult Dental | PPO · Silver | Preferred | Accepting new patients |
| Standard Expanded Bronze | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Standard Expanded Bronze + Vision + Adult Dental | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Standard Gold | PPO · Gold | Preferred | Accepting new patients |
| Standard Gold + Vision + Adult Dental | PPO · Gold | Preferred | Accepting new patients |
| Standard Silver | PPO · Silver | Preferred | Accepting new patients |
| Standard Silver + Vision + Adult Dental | PPO · Silver | Preferred | Accepting new patients |
Blue Cross and Blue Shield of Oklahoma
Network data as of Jun 7, 2026, as reported by the insurer.
Show all 22 plans from Blue Cross and Blue Shield of Oklahoma
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Blue Advantage Bronze PPO℠ 202 (5 plan variants) | PPO · Bronze | Blue Advantage PPO | Accepting new patients |
| Blue Advantage Bronze PPO℠ 203 (5 plan variants) | PPO · Expanded Bronze | Blue Advantage PPO | Accepting new patients |
| Blue Advantage Bronze PPO℠ Standard (5 plan variants) | PPO · Expanded Bronze | Blue Advantage PPO | Accepting new patients |
| Blue Advantage Gold PPO℠ 309 (5 plan variants) | PPO · Gold | Blue Advantage PPO | Accepting new patients |
| Blue Advantage Gold PPO℠ 604 (5 plan variants) | PPO · Gold | Blue Advantage PPO | Accepting new patients |
| Blue Advantage Gold PPO℠ Standard (5 plan variants) | PPO · Gold | Blue Advantage PPO | Accepting new patients |
| Blue Advantage Silver PPO℠ 204 (5 plan variants) | PPO · Silver | Blue Advantage PPO | Accepting new patients |
| Blue Advantage Silver PPO℠ 501 (5 plan variants) | PPO · Silver | Blue Advantage PPO | Accepting new patients |
| Blue Advantage Silver PPO℠ Standard (5 plan variants) | PPO · Silver | Blue Advantage PPO | Accepting new patients |
| Blue Preferred Bronze PPO℠ Standard (5 plan variants) | PPO · Expanded Bronze | Blue Preferred PPO | Accepting new patients |
| Blue Preferred Gold PPO℠ Standard (5 plan variants) | PPO · Gold | Blue Preferred PPO | Accepting new patients |
| Blue Preferred Security PPO℠ 200 (5 plan variants) | PPO · Catastrophic | Blue Preferred PPO | Accepting new patients |
| Blue Preferred Silver PPO℠ Standard (5 plan variants) | PPO · Silver | Blue Preferred PPO | Accepting new patients |
| MyBlue Bronze HMO℠ 902 (3 plan variants) | HMO · Bronze | Myblue HMO | Accepting new patients |
| MyBlue Bronze HMO℠ 904 (3 plan variants) | HMO · Bronze | Myblue HMO | Accepting new patients |
| MyBlue Bronze HMO℠ Standard (3 plan variants) | HMO · Expanded Bronze | Myblue HMO | Accepting new patients |
| MyBlue Gold HMO℠ 704 (3 plan variants) | HMO · Gold | Myblue HMO | Accepting new patients |
| MyBlue Gold HMO℠ 804 (3 plan variants) | HMO · Gold | Myblue HMO | Accepting new patients |
| MyBlue Gold HMO℠ Standard (3 plan variants) | HMO · Gold | Myblue HMO | Accepting new patients |
| MyBlue Silver HMO℠ 705 (3 plan variants) | HMO · Silver | Myblue HMO | Accepting new patients |
| MyBlue Silver HMO℠ 803 (3 plan variants) | HMO · Silver | Myblue HMO | Accepting new patients |
| MyBlue Silver HMO℠ Standard (3 plan variants) | HMO · Silver | Myblue HMO | Accepting new patients |
Medica
Network data as of Jul 1, 2026, as reported by the insurer.
Show all 27 plans from Medica
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Balance by Medica Bronze $0 Copay PCP Visits | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Balance by Medica Bronze Premier | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Balance by Medica Expanded Bronze Standard | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Balance by Medica Gold $0 Copay PCP Visits | PPO · Gold | Preferred | Not accepting new patients |
| Balance by Medica Gold Share | PPO · Gold | Preferred | Not accepting new patients |
| Balance by Medica Gold Standard | PPO · Gold | Preferred | Not accepting new patients |
| Balance by Medica Silver $0 Copay PCP Visits | PPO · Silver | Preferred | Not accepting new patients |
| Balance by Medica Silver Share | PPO · Silver | Preferred | Not accepting new patients |
| Balance by Medica Silver Standard | PPO · Silver | Preferred | Not accepting new patients |
| Harmony by Medica Bronze $0 Copay PCP Visits | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Harmony by Medica Bronze $0 Copay PCP Visits + Adult Eye Exam | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Harmony by Medica Bronze Premier | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Harmony by Medica Bronze Premier + Adult Eye Exam | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Harmony by Medica Expanded Bronze Standard | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Harmony by Medica Expanded Bronze Standard + Adult Eye Exam | PPO · Expanded Bronze | Preferred | Not accepting new patients |
| Harmony by Medica Gold $0 Copay PCP Visits | PPO · Gold | Preferred | Not accepting new patients |
| Harmony by Medica Gold $0 Copay PCP Visits + Adult Eye Exam | PPO · Gold | Preferred | Not accepting new patients |
| Harmony by Medica Gold Share | PPO · Gold | Preferred | Not accepting new patients |
| Harmony by Medica Gold Share + Adult Eye Exam | PPO · Gold | Preferred | Not accepting new patients |
| Harmony by Medica Gold Standard | PPO · Gold | Preferred | Not accepting new patients |
| Harmony by Medica Gold Standard + Adult Eye Exam | PPO · Gold | Preferred | Not accepting new patients |
| Harmony by Medica Silver $0 Copay PCP Visits | PPO · Silver | Preferred | Not accepting new patients |
| Harmony by Medica Silver $0 Copay PCP Visits + Adult Eye Exam | PPO · Silver | Preferred | Not accepting new patients |
| Harmony by Medica Silver Share | PPO · Silver | Preferred | Not accepting new patients |
| Harmony by Medica Silver Share + Adult Eye Exam | PPO · Silver | Preferred | Not accepting new patients |
| Harmony by Medica Silver Standard | PPO · Silver | Preferred | Not accepting new patients |
| Harmony by Medica Silver Standard + Adult Eye Exam | PPO · Silver | Preferred | Not accepting new patients |
Mending Health
Network data as of Sep 10, 2026, as reported by the insurer.
Show all 6 plans from Mending Health
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) | HMO · Gold | Preferred | Accepting new patients |
| MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) | HMO · Silver | Preferred | Accepting new patients |
| MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) | HMO · Gold | Preferred | Accepting new patients |
| MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) | HMO · Silver | Preferred | Accepting new patients |
Oscar Insurance Company
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 14 plans from Oscar Insurance Company
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Bronze Classic Standard | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Chronic Care CKM | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Diabetes | PPO · Expanded Bronze | Preferred | Accepting new patients |
| Gold Classic Standard | PPO · Gold | Preferred | Accepting new patients |
| Silver Classic Standard | PPO · Silver | Preferred | Accepting new patients |
| Silver Elite Saver Plus | PPO · Silver | Preferred | Accepting new patients |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | PPO · Silver | Preferred | Accepting new patients |
| Silver Simple Chronic Care CKM | PPO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | PPO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | PPO · Silver | Preferred | Accepting new patients |
| Silver Simple Women's Health with Menopause Benefits | PPO · Silver | Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 16, 2026, as reported by the insurer.
Show all 13 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential (No Referrals) | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard (No Referrals) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Standard (No Referrals) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard (No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) | HMO · Silver | Non Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Carol Ratliff is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Carol Ratliff is enrolled to bill Medicare as a Practitioner - Mental Health Counselor .
Bills through: Alliance Mental Health - Colorado Llc
Based on Medicare's public enrollment records as of Sep 29, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
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Questions & Answers
Does Carol Ratliff have affiliation with practices?
Carol Ratliff is affiliated with Amy Dwerlkotte.
What conditions does Carol Ratliff treat?
Carol Ratliff provides treatment for Career Counseling, Compassion Fatigue, Domestic Violence, Loss, Grief, and Bereavement, Marriage Counseling, Mental Illness. For the full list see this list.
Where can you meet with Carol Ratliff?
Carol Ratliff's office is located at 532 I Street Northeast in Miami, OK 74354.
Does Carol Ratliff accept insurance?
Carol Ratliff is listed in-network for 102 ACA Marketplace (Obamacare/HealthCare.gov) plans from Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, Medica, Mending Health, Oscar Insurance Company, UnitedHealthcare. See the Marketplace plans section for details.